I'm a Realtor here in the Bay Area and my go to person for loans is Stacy. I had a situation on my last purchase where Wells Fargo could not qualify my buyer at a higher price. I picked up the phone and called Stacy and she was able to qualify them at the higher price AND required the buyers to put less down. We closed this purchase transaction smoothly in only 18 days. I've known Stacy for over 15 years and I will continue to send her my clients for loans. Good person and very knowledgeable!